Digital Platform

The Problem

The high cost of assessing losses, traditional insurance based on paying indemnities for actual losses incurred is usually not viable, particularly for smallholders in developing countries. .

Our Solution

The Development of the digital platform enables every smallholder farmer to purchase index based insurance through the use of modern technology. The smallholder farmer could purchase the insurance through his/her mobile phone, pay the required premium through mobile money technology, receive data, and payout (compensation) if any at the end of the season.